3 Ways to Get Help With Property Taxes for Low-Income Texans
The first bit of help with property taxes for low-income homeowners in Texas comes in the form of no state income tax, keeping Texans’ overall tax burden low despite higher-than-average property tax rates.
1. Tax Exemptions
The most common types of help with property taxes for low-income Texans are property tax exemptions, which reduce your tax bill by lowering the taxable value of your property. The residence homestead tax exemption for homeowners who live on the property is the most common, but other partial or total exemptions are available for those who qualify.
2. Tax Deferrals
Many low-income homeowners are elderly or disabled, making the majority of Texas property tax relief available to those age 65 and over or disabled. These homeowners qualify for a tax deferral on their residence homestead. Although tax deferrals postpone rather than eliminate tax debt, they can still provide much-needed property tax help for low-income homeowners.
3. Protests & Appeals
Texas taxpayers have the right to protest the appraised value of their property to the Appraisal Review Board (ARB) in their county. An ARB is a group of appointed local citizens who resolve disputes between the county’s appraisal district and taxpayers. When protesting or appealing, you must present evidence to argue your case.
Common protest issues that provide property tax help for low-income taxpayers are:
- Lowering the proposed value of your property
- Making the value of your property equal to comparable properties in your county
- Reversing a denied exemption
- Correcting clerical errors that cost you money
You also have the right to appeal an ARB decision.